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Best High-Yield Savings Accounts 2022

Savings Accounts 2022

Best High-Yield Savings Accounts 2022 Rates
CFG Bank – 2.56% APY
UFB Direct – 2.22% APY
Basque Bank – 2.21% APY
My Banking Direct – 2.20% APY
Fitness Bank – 2.21% APY
BrioDirect – 2.16% APY
Bread Savings – 2.13% APY
Ivy Bank – 2.12% APY
Citizen Access – 2.10% APY
CIBC USA – 2.08% APY
LendingClub – 2.07% APY
Prime Alliance Bank – 2.05% APY
Quantic Bank – 2.05% APY
First Foundation Bank – 2.02% APY
E*Trade Bank – 2.00% APY

The top savings account rates in the country are listed below in order of APY. Where more than one institution has the same rate, we have ranked the accounts with the lowest minimum current balance requirement.

CFG Bank High Yield Money Market Account – 2.57% APY
Minimum initial minimum deposit: $1,100
Minimum current balance: $1200 to earn the stated APY
Monthly fee: $1300 none with current balance; Otherwise, $10/month
ATM Card: No
Mobile Check Deposit: Yes
Checking Accounts Available: No
CD Available: Yes

UFB Direct

High Yield Savings Account – 2.21% APY
Minimum initial deposit: $0
Minimum Current Balance: $0
Monthly fee: none
ATM card required: Yes
Will deposit mobile checks: Yes
Checking Accounts Available: No
CD Available: No
Basque Bank, Interest Savings Account – 2.20% APY
Minimum initial minimum deposit: Any amount
Minimum opening minimum deposit balance: Any amount
Monthly fee: none
ATM Card: No
Mobile Check Deposit: Yes
Checking Accounts Available: No
CD Available: No

Best Personal Loan

My Banking Direct

High Yield Savings Account – 2.22% APY
Minimum initial minimum deposit: $510
Minimum Current Balance: $1 to earn the stated interest rate
Monthly fee: none
Will take ATM card: No
Will deposit checks through mobile: Yes
Checking Accounts Available: Yes
CD Available: Yes
Fitness Bank, Savings Account – 2.20% APY
Minimum initial deposit: $100
Minimum Current Balance: $100
Monthly fee: $100 none with current balance; Otherwise, $10/month
Want to get an ATM card: No
Mobile Check Deposit: No
Checking Accounts Available: No
CD Available: No

BrioDirect

High-Yield Money Market Account – 2.15% APY
Minimum initial deposit: $25
Minimum Current Balance: Any amount
Monthly fee: none
ATM Card: No
Mobile Check Deposit: Yes
Checking Accounts Available: Yes
CD Available: Yes

Bread Savings Accounts 2022

High-Yield Savings Account – 2.17% APY
Minimum initial minimum deposit: $110
Minimum Current Balance: Any amount
Monthly fee charged: none
ATM card required: No
Mobile Check Deposit: Yes
Checking Accounts Available: No
CD Available: Yes

High-Yield Savings Account – 2.15% APY
Minimum initial minimum deposit $2,500
Minimum Current Balance: APY asked to earn $2,500
Want Monthly Fee: None
Want to get an ATM card: No
Deposit Checks by Mobile: Yes
Check available accounts: No
CD Available: Yes
Citizen Access, Online Savings Account – 2.12% APY
Minimum initial minimum deposit: $5100
Minimum Current Balance: APY asked to earn $5,000
Monthly fee: none
ATM Card: No
Mobile Check Deposit: Yes
Checking Accounts Available: No
CD Available: Yes
CIBC USA, Agility Online Savings Account – 2.08% APY
Minimum initial minimum deposit: $1,000
Minimum initial minimum deposit balance: $0.01
Monthly fee: none
ATM card required: No
Mobile Check Deposit: No
checking accounts

Ivy Bank Savings Accounts 2022

Deposit Checks by Mobile: Yes
Checking All Accounts Together: Yes
CD Available: Yes
First Foundation Bank, Online Savings Account – 2.02% APY
Minimum initial minimum deposit: $1,000
Minimum current balance: $0
Monthly fee: none
ATM Card: Yes (Only on request)

What is a High-Yield Savings Account?

The difference in interest rates can be minor, with the average rate in a savings account in any country going up to around 15 to 20 times.

What is the difference between a high-interest savings account and a money market account?

Savings Accounts 2022 and money market accounts are close cousins. Both of these provide you the facility to withdraw money sometimes in and sometimes out.

The main difference between already savings and money market accounts is that any money market account has the option of a check. As you know, in contrast to savings accounts, we are able to withdraw money online and also from ATM cards.

How often do savings rates change?

That said, rate changes in savings accounts generally do not fluctuate on a daily or weekly basis. The Fed never changes daily but reserves the right to change it at once in weeks or months.